Everyday Bank Accounts

Westpac Choice  

Westpac Choice is an everyday bank account that you can open if you are moving to Australia or have recently arrived.

It takes less than 5 minutes to apply online 



$0 monthly service fee for the first 12 months (other fees apply) 

Online and Mobile Banking offering a range of enhanced features to help bank on the go1 

No ATM withdrawal fee at over 3,000 Westpac, St.George, Bank of Melbourne and BankSA ATMs (cash machines) in Australia 

Westpac  Debit MasterCard┬« 2 if you live in Australia  

eStatements for easier banking 

Westpac eSaver

Westpac e-Saver is an online savings account offering electronic access and a competitive interest rate to help your money grow faster. The eSaver links to the Westpac Choice account.


No monthly service fee.

Earn great interest - check out the  current interest rates.

No minimum balance, transfers or fixed term.

Unlimited Online and automated Telephone Banking transactions once you have completed your  identity check 

Westpac  Online Banking + Mobile Banking

eStatements for easier banking

For more information about the Westpac Choice and Westpac eSaver accounts, including any applicable fees and charges please read the Deposit Accounts for  Deposit Accounts for Personal and Self Managed Superannuation Fund Customers - Terms and Conditions (PDF 854kb). 

Things you should know

Fees and charges apply and may change. For people in certain countries, including New Zealand, the only accounts you will be able to apply for before you arrive in Australia are Westpac Choice and Westpac eSaver. Before making a decision about any of our products of services, please read all the terms and conditions and consider if the product is appropriate for you: 

Deposit Accounts for Personal & SMSF customers - Terms & Conditions (PDF 526kb)
Westpac Debit MasterCard® Terms and Conditions (PDF 217kb)
New Online Banking Terms and Conditions (PDF486kb)

1. You will be required to complete an identity check prior to being able to make withdrawals from your account.
2. Debit MasterCard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit MasterCard, you can apply for a Handycard to access your account.

Westpac Banking Corporation ABN 33 007 457 141 Australian Financial Services Licence 233714 Australian credit licence 233714. Conditions and fees apply. MasterCard┬« and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.  The most recent published financial statements, the annual report and capital adequacy and risk disclosures of Westpac can be obtained free of charge at westpac.com.au/about-westpac

Westpac Banking Corporation (WBC) is a limited company incorporated in Australia and registered in New South Wales, Australia under the Corporations Act 2001 (Cth) of Australia with registered number ABN 33 007 457 141 (Westpac). Westpac's head office is at 275 Kent Street, Sydney NSW 2000 Australia.

WBCs London office is acting in an introductory capacity only and does not provide any of the products and services referred to in this communication. For information purposes only WBC (a) has its principal place of business in the United Kingdom (UK) at Camomile Court, 23 Camomile Street, London EC3A 7LL, and is registered at Cardiff in the UK as Branch No. BR10, and (b) authorised and regulated by the Australian Prudential Regulation Authority in Australia. In the UK, it is authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. If applying for an account, it is provided by Westpac in Australia and as such is subject to the regulation of the Australian Securities & Investments Commission and will be afforded the protections of Australian laws, which may differ from UK laws. In particular, the account will not benefit from the United Kingdom's Financial Services Compensation Scheme or rules for the protection of retail clients under the United Kingdom Financial Services and Markets Act 2000.