For more information about the Westpac Choice and Westpac eSaver accounts including any applicable fees and charges, please read the Deposit Accounts for Personal and Self Managed Superannuation Fund Customers - Terms and Conditions and online banking terms and conditions. For people in certain countries, including New Zealand, the only accounts you will be able to apply for before you arrive in Australia are Westpac Choice and Westpac eSaver.
This information does not take your circumstances into account. Read the relevant Terms and Conditions and other disclosure documents before making a decision. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Fees and charges may apply. MasterCard© is a registered trademark of MasterCard International Incorporated. The most recent published financial statements, the annual report and capital adequacy and risk disclosures of Westpac can be obtained free of charge at westpac.com.au/about-westpac.
Westpac Banking Corporation (WBC) is a limited company incorporated in Australia and registered in New South Wales, Australia under the Corporations Act 2001 (Cth) of Australia with registered number ABN 33 007 457 141 (Westpac). Westpac's head office is at 275 Kent Street, Sydney NSW 2000 Australia
WBCs London office is acting in an introductory capacity only and does not provide any of the products and services referred to in this communication. For information purposes only WBC (a) has its principal place of business in the United Kingdom (UK) at Camomile Court, 23 Camomile Street, London EC3A 7LL, and is registered at Cardiff in the UK as Branch No. BR10, and (b) authorised and regulated by the Australian Prudential Regulation Authority in Australia. In the UK, it is authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. If applying for an account, it is provided by Westpac in Australia and as such is subject to the regulation of the Australian Securities & Investments Commission and will be afforded the protections of Australian laws, which may differ from UK laws. In particular, the account will not benefit from the United Kingdom's Financial Services Compensation Scheme or rules for the protection of retail clients under the United Kingdom Financial Services and Markets Act 2000.
1) Full time tertiary students must drop into any branch in Australia with their student ID to enjoy the no monthly service fee.
2) Debit MasterCard holders need to be at least 16 years of age and have an Australian residential address to be eligible for the card. If you’re not eligible for a Debit MasterCard, apply for a Handycard to access your account.
3) Westpac Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Refer to the Westpac Debit MasterCard® Terms and Conditions for full details of when cardholders may be liable.
4) A 3% Westpac Foreign Transaction Fee applies to overseas debit card withdrawals.